Neighborhood Conservation Initiative (NCI)
- Provides up to $7,500 in deferred loan.
- Limited to Harford County Zip Codes 21001, 21009, 21040.
- Must be used towards closing cost only. Can be combined with other assistance programs.
- Household income limitations apply.
- Borrower’s minimum contribution of $1,000.00.
- Homeownership Counseling required. 8-hours total which includes workshop(s) and counseling session(s) with HUD Certified Counseling Agency.